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The President of the NRA of the Roots of bizdev: in agricultural insurance there is a trend of significant growth in the amount of payments for a single loss
"In 2019, the amount of insurance payments, paid on a single loss on agricultural products insurance has exceeded polumilliardny level", – said the President of the National Union of agricultural insurers the Roots of Beidou, commenting on the results of the Union of the analysis of large indemnities of agricultural insurers. At the moment the record belongs to the company "Alfa insurance", which in April of the current year completed the settlement loss in the amount of 570 million rubles. Farmers received insurance payments for the death of 60 thousand pigs in the Primorsky Krai, where at the beginning of 2019 there was an outbreak of FMD virus in three pig breeding enterprises.
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"Over the last 5 years in the insurance selkhozizdat there is a steady increase in the size of insurance payments under a single contract, - said the President of the NRA of the Roots of biggov. The previous largest insurance payment to the producers was in 2018 also insurance of livestock – it exceeded 370 million rubles." Rosselkhozbank-Insurance made a large payment to poultry business, which lost part of a livestock of birds in the outbreaks of avian influenza. The agreement was signed in the spring of 2018.

"Such large losses encouraged farmers to actively insure the livestock of farm animals, - said the President of the NSA. – It is important to emphasize that the trend of consolidation payments in agricultural insurance are still visible not only in livestock but also in crop production, which also implemented major risks".

According to Korney Bizhdov, the maximum size of a single payment has been made in crop insurance: in 2017 one of the crop enterprises in the Voronezh region received from the insurance company 206 million rubles for the loss of yield of sunflower, resulting in waterlogging of the soil.

Also large insurance payments on the risks of APK made by insurers and in 2016: the death of fish in the Murmansk region – 125 million rubles, infection with African swine fever the number of pigs in the Ryazan region – almost 83 million rubles, the loss of the sugar beet harvest when there is a dust storm in the Voronezh region – 58,7 million roubles.

"The rising cost of agricultural products leads to an increase in the capacity of the individual risks for agricultural producers - stressed Roots of biggov. The larger cattle-breeding complex or horticultural enterprise, the greater the damage. Farmers annually incur large losses from natural hazards, risks which pose a real financial threat as specific to farms and industry or the region as a whole. For example, in the Krasnodar region, in 2018, only one farm from wind, rain and hail killed winter wheat at 268 hectares, corn on 295 ha, sugar beet on 277 hectares, sunflower on 161 hectares and soybeans on 106 hectares. the cost of the damage amounted to more than 65 million rubles. At the same time from natural disasters damaged 290 hectares of Apple orchards, completely lost harvest worth 200 million rubles."

 

"Payout statistics convincingly demonstrates that the agricultural insurers in the main their mass to fulfill its obligations on compensation of financial losses of the Russian APK from unexpected losses, – said the Roots of biggov. – According to the NSA, for the period from 2012 to 2018 the insurance company concluded its consideration 7559 insurance claims under contracts with the state, the amount of insurance payments amounted to 6762, or 89.5 per cent of the total. Thus, the failure rate in the payoff is only 10.5% of the examined insurance claims".



Translated by service "Yandex.Translation"
Источники: Agro2b
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