Subsidized loan allows the Russians with permanent registration in rural areas (rural areas) aged from 23 to 65 years old to cash in the amount of 30 thousand rubles to 250 thousand rubles (the far Eastern Federal district and Leningrad region – up to 300 thousand rubles) for a period of 6 months to 5 years. Preferential interest rate of 3% per annum applies for personal insurance.
This credit target. The villagers can use it to purchase and install equipment to ensure their farms electricity and water supply, drainage, heating and gas supply under contracts concluded with the organisations-executors of works. Borrowings under contract, you can also direct the repair of apartment houses (premises) located in rural areas.
The customer can repay the loan differentiated or annuity payments. Also the borrower the right to fully or partially repay the loan without a fee.
Earlier, on March 3, the first agricultural Bank also entered into an agreement with the Ministry of agriculture on the issuance of preferential agricultural mortgages and began to implement this program.
"As in the case of preferential agricultural mortgage, Rosselkhozbank became the first Bank-participated in the program for preferential consumer crediting of rural residents through CRST. The agreement with the Ministry of agriculture was signed on March 27. Now the Bank can process requests from the public within the framework of this program to increase the improvement of the households in the village. Our goal is to comprehensively and systematically improve living conditions in rural areas. And mortgage, and consumer credit are called, in particular, to make the village attractive for young specialists", – commented head of retail business Unit of JSC "Russian agricultural Bank" Svetlana Vishnyakova.
The state program "Integrated development of rural areas" is designed for 2020-2025 and aim at the hanging level and quality of life of the rural population.
JSC "Rosselhozbank" is the basis of national credit and financial service system of agroindustrial complex of Russia. The Bank was founded in 2000 and today is a key lender to the agriculture of the country, is among the largest and most stable banks in the country in terms of assets and capital, as well as the leaders of a reliability rating of the largest Russian banks.
Translated by service "Yandex.Translation"