To a rural preferential mortgage Rosselkhozbank at a rate of 3% per annum can any citizen of the country in the age from 21 to 75 years of Age up to 75 years, while the following requirements are met: 1) until the Borrower is 65 years of age is not less than half of the loan term; 2) until the co-borrower of 65 years is the term of repayment of the loan. the Amount given out for the term up to 25 years of the loan ranges from 100 thousand to 3 million rubles (for the Leningrad region and the far Eastern Federal district – 5 million roubles), the initial contribution starts from 10%. Borrowers will be able to purchase a plot of land located in rural areas, and build on it a dwelling house under contract; to construct or complete the construction of a residential building under the contract on the existing ownership of the land; to buy a ready or under-construction property or a property with land located in rural areas.
"Agricultural Bank was the first Bank-participant of the program of preferential agricultural mortgage operating under CRST. Many Russians it will allow profitable to buy a property outside the cities, and the villagers themselves will be able to improve our homeownership and to improve the quality of your life. For the younger generation of preferential mortgage is intended to increase the attractiveness of the village as a place where you can comfortably live and work. Development of rural areas — the problem of the state scale, it is the Bank's strategic priority, and we are ready to play a key role in its implementation", — said Olga Shvedova, Director of retail business Department of Rosselkhozbank.
Conditions for the acquisition of affordable and comfortable housing in rural areas are an integral part of the state program "Complex development of rural territories" in 2020-2025
JSC "Rosselhozbank" is the basis of national credit and financial service system of agroindustrial complex of Russia. The Bank was founded in 2000 and today is a key lender to the agriculture of the country, is among the largest and most stable banks in the country in terms of assets and capital, as well as the leaders of a reliability rating of the largest Russian banks.
Translated by service "Yandex.Translation"