The interest rate on mortgages to purchase housing on the secondary and primary markets is also reduced and ranges from 8.05% APR for loans with an initial payment of 20%.
In addition, Rosselkhozbank offers to refinance previously taken a loan from another Bank at a discounted rate of 8.2% per annum. Military personnel can take advantage of special mortgage rate offer of 7.99% per annum. Conditions apply for home purchase and refinancing previously obtained mortgage loans.
"Reducing interest rates on mortgage products - another measure of customer support in a pandemic coronavirus infection. We optimized the procedure and terms of crediting for inhabitants of large cities and rural areas", - said the Director of the Krasnoyarsk branch of JSC Rosselkhozbank Natalia Mikhailova.
The agricultural Bank as a systemically important financial institution involved in the implementation of several government mortgage programs aimed at providing housing for families with children, including large families, improve housing conditions and purchase homes in rural areas.
Rosselkhozbank is one of the leaders in the market for the amount of loans given for housing. The Bank's mortgage portfolio in may 2020 exceeded 280 billion.
JSC "Rosselhozbank" is the basis of national credit and financial service system of agroindustrial complex of Russia. The Bank was founded in 2000 and today is a key lender to the agriculture of the country, is among the largest and most stable banks in the country in terms of assets and capital, as well as the leaders of a reliability rating of the largest Russian banks.